Questions
Frequently asked questions
Do I need to give my name or contact details to see quotes?
No. The quote tool needs gender, date of birth, health in your words, smoking status, coverage size and length. Name, location and health details stay private unless you apply.
Are the monthly prices shown the price I will pay?
Those are rates the carriers quote for your class. Underwriting may confirm, upgrade or lower you. This site makes no insurance offer and doesn't guarantee price.
What happens when I click Apply?
Your answers go into a secure application on the carriers' system. Stop and restart at will, and sign digitally. Susman Insurance Agency, a licensed California firm (License 0B75129), manages applications.
Will I need a medical exam?
Depends on the carrier, your amount and responses. Carriers with Immediate programs decide fast for matched applicants; your quote shows if an exam is mandatory, optional or none.
Is a longer term better?
A term covers years when losing income hurts: mortgage, kids, business debt. Longer terms cost extra monthly but hold the rate. Compare 10, 15, 20, 25, 30 year options via the tool.
Does this site sell my information?
No. No contact info needed for quotes. We don't rent or sell data. Measurement has no cookies. Privacy page has full details.